What is the story behind insurance people for car insurance unlicensed drivers and Matricula in Chicago
Chicago has over half million illegal aliens and many immigrants who do not speak English. For those people and many others who never had a chance to obtain a drivers license, insurance on vehicles that they operate is mandatory. When law enforcement agents pull a vehicle they ask the driver to present vehicle’s insurance, not operator’s insurance.
Insuring a non licensed driver is a social issue before it becomes legal. Those people who operate vehicles are required by law to have the vehicle insured.
Twenty years ago it was not possible in Chicago to insure someone without a driver’s license. Then came some comapnies who strated to accept people with no American license, but with foreigh or international licenses.
Lately, many insurers found that unlicensed drivers involve less risk (more careful in driving, no tendencies to break traffic law, no frivolous claims, etc.) Actually, some carriers offer insurance for unlicensed operaters at lower rates than their licensed conterparts.